POOR PEOPLE’S SAVING SCHEMES IN NAMIBIA

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characteristics of saving groups


-  Members learn about and get training for saving schemes through exchange programs
-  Regular daily savings facilitated by collectors are promoted and two to three    treasurers  keep the records
-  Members borrow from their own saving scheme for their own needs; the groups decide the loan procedures from their own savings.
-  Each members has a saving book and treasurers keep the counter book
- The saving group as part of the network will receive a visit from another saving group to check their books every six months.  The report is shared with the whole group
- Any mismanagement and problems are addressed through the network - this means a commitment and ownership from the people to participate in such activities.

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