POOR PEOPLE’S SAVING SCHEMES IN NAMIBIA

-
characteristics of saving groups


-  Members learn about and get training for saving schemes through exchange programs
-  Regular daily savings facilitated by collectors are promoted and two to three    treasurers  keep the records
-  Members borrow from their own saving scheme for their own needs; the groups decide the loan procedures from their own savings.
-  Each members has a saving book and treasurers keep the counter book
- The saving group as part of the network will receive a visit from another saving group to check their books every six months.  The report is shared with the whole group
- Any mismanagement and problems are addressed through the network - this means a commitment and ownership from the people to participate in such activities.

Comments

Post a Comment

Popular posts from this blog

Namibia Housing Action Group

-
The support Service of the community based housing groups is in operation since 1993, became a separate Non-Governmental Organisation (NGO) on 1 July 1999, when NHAG was established as a trust. The aim of the NGO is to support the people's processes of the Shack Dwellers Federation of Namibia (SDFN). Role of Namibia Housing Action Group a)   Record community skills and action of urban poor organized by Shack Dwellers Federation of Namibia (SDFN) and share information with the relevant Namibian government structures and funders. b)   Influence policies affecting the life of urban poor to become poor friendly.    This includes influencing allocation of public resources towards uplifting the living conditions of the majority urban poor. c)   Inform relevant authorities of the need for housing and land for the urban poor. d) Provide support to the existing groups through facilitating exchanges and technical inputs.  e)  Provide s...
Read more

Namibia’s First Studio: Freedom Square Informal Settlement Residents and students from the Polytechnic of Namibia preparing for Upgrading

-
Image
Students and community members share their experiences on the site analysis exercise in Freedom Square Informal Settlement in Gobabis. The planning for the Freedom Square informal settlement came about as a result of an exchange that took place in March 2012 to Cape Town and Stellenbosch with Municipal councillors and officials from three local authorities (Gobabis, Grootfontein and Keetmanshoop) to learn about how communities and local authorities use enumeration and mapping information collected by the community to upgrade and plan their settlement. Following the exchange, the municipality proposed the re-blocking of the Freedom Square informal settlement in collaboration with the Shack Dwellers Federation of Namibia (SDFN) and Namibia Housing Action Group (NHAG). The exercise was speed up by the signing of the Memorandum of Understanding (MoU) with the municipality and the SDFN-NHAG on 15 August 2013. With the assistance of the SDI and the Association of African Planning School...
Read more

Strategies in Namibia to support community participation in Informal Settlement Upgrading. Lessons on collaboration and scale were learned in Otjiwarongo where the Private Sector supported the community to prevent massive relocations.

-
Image
Following the enumerations in Otjiwarongo (, the blog of 11 August 2020) which is one of the 16 Namibian towns currently where informal settlement inhabitants are participating in initiatives to upgrade their settlement, one important contribution from the private sector showed the way how they can support such initiatives. The town planner assisted the community to generate a layout that enables the majority of the community to stay in their shacks.   Eye Risiko (Own Risk) informal settlement of more than 1,600 households was identified for upgrading in the town of Otjiwarongo. The said informal settlement however is located on a planned extension by the municipality. The appointed Town Planner had already prepared a layout of the extension and nearby extensions in the town.  When the layouts were prepared there were very few structures compared to the current situation.  After enumeration was completed and the socio-economic information analyzed, the municipality and ...
Read more